Pricing

    Start free. Upgrade only if it helps.

    Most people start on the free plan and stay there while they build their first cushion. Upgrading is a choice, never a requirement, and nothing is held back that you need in order to save.

    Pricing

    Start free. Upgrade when it helps.

    Starter

    Free

    Build the habit.

    • Build your PurposeMap™: values, micro habits, milestone
    • Log what you save by hand
    • Levels 1–2: first dollar to your $500 cushion
    Most popular

    Momentum

    $19/month

    Connect your accounts and let PurposeMint help you stay on track.

    • Connect the accounts you already have
    • Automatic tracking, habit streaks, and personal insights
    • Levels 1–4: grow the buffer past $1,500

    Elevation

    $49/month

    Go further with enhanced coaching, rewards, and pathways.

    • Everything in Momentum
    • Level 5: PurposeMint Pathways + partner matching
    • Group coaching, rewards, and monthly goal mapping

    No need to switch banks. Cancel anytime.

    Sponsored access

    Banks, credit unions, CDFIs, employers and community organizations can sponsor PurposeMint access for the households they serve, at no cost to the participant.

    Start where you are. Build your cushion.

    Keep your bank. Keep control of your money. Take one small step at a time.